Prepaid Cards: A Smart Alternative to Credit Cards

A smart alternative to credit cards is a prepaid VISA or MasterCard. The concept is simple: you decide how much money to load onto your card and you can only spend up to that amount, so you're always in control. This allows you to enjoy all of the benefits of credit cards, without the typical drawbacks. “Prepaid cards make a lot of sense for today's consumers” says Steven Levin, Senior Director of FreedomPoint Corporation. “Visa and MasterCard provide a number of great benefits for consumers, but consumers can get into trouble spending more than they intended resulting in high debt, expensive finance charges or bounced check fees.” Prepaid cards are a great solution. You can use them everywhere traditional cards are accepted and they carry the same consumer benefits as other cards such as fraud protection, easy record keeping, and the safety of not carrying cash. But, since they are prepaid, there is no line of credit and you can't spend more than your budget allows. “I recommend prepaid cards for all of our clients,” says Levin “They are a great tool to help our clients meet their financial goals”.

Prepaid Benefits

Because you can't overspend, you'll find that a prepaid card is a great tool to help control your spending and better budget your money. And since you can set up automatic deposits to the card, it's also an easy way to establish an emergency fund. Best of all, it allows you to enjoy the safety and convenience of credit cards, without accumulating more debt or jeopardizing a debt relief program.

Superior Value

In addition to avoiding debt, you'll discover that a prepaid card can also save you money. There are no finance charges, no late fees, and no monthly payments. And you will really save money if you're currently paying high fees for money orders or check cashing services. Instead, there is usually only a small application processing fee and a nominal monthly fee. In short, you'll find that a prepaid card provides great value.

Easy Loading Of Funds

You can add funds to a prepaid card from your checking or savings account or you can direct deposit your paycheck or government benefits check onto the card. And as an added convenience, you can set up your card for automatic reloads. That way, your card will automatically be replenished with funds on a regularly scheduled basis.

Convenient Management Tools

To help you better manage your money, many prepaid cards provide you with a detailed monthly statement. And if your card offers online account management tools, you can also track your spending and transaction history at anytime via the Internet.

The FreedomPoint 20/20^TM Prepaid MasterCard® Card

The FreedomPoint 20/20 Card offers all of these great benefits. To learn more about the 20/20 Card, or to sign-up, simply click on the link below; call toll-free at 866-201-3461, or visit www.fp2020.com at any time. Approval is guaranteed

Prepaid Benefits

Superior Value

Easy Loading Of Funds

Convenient Management Tools

The FreedomPoint 20/20TM Prepaid MasterCard® Card

The FreedomPoint 20/20^TM Prepaid MasterCard® Card