A smart alternative to credit cards is a prepaid VISA or MasterCard. The concept is simple: you decide how much money to load onto your card and you can only spend up to that amount, so you're always in control.
All those facts and figures on your credit card statements may be intimidating, but reading and using this information each month helps you stay in control of your finances.
Are you only paying the minimum payment each month? If you increased your payment amount every month by as little as $10, you could pay down your debt much faster.
Charge cards, credit cards and debit cards may look alike, but they offer different services and benefits. Learn the basics of each card and determine which is best for you.
What's the best credit card deal? Is a lower rate worth the annual fee? Which is better: flight miles, rebate points or low rate? Consider all of these features when selecting the best credit card for you.
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